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Free calculators and transparent comparison of Nigeria's loan apps and banks.

We don't lend money. We help you find the best deal.

Stop overpaying on loans

Nigerian loan apps charge anywhere from 3% to 30% per month. The difference between the cheapest and most expensive loan on ₦100,000 can be over ₦50,000. We help you see the real cost before you borrow.

Transparent comparison

See the real interest rate, processing fees, and total cost side-by-side. No hidden charges.

CBN-licensed lenders

Every lender is clearly marked: CBN-licensed or not. We flag predatory rates and hidden fees.

Banks and apps

Compare bank loans, digital lenders, and fintech apps all in one place. Find the best fit for your needs.

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Loan App ComparisonBank LoansSalary AdvanceBusiness LoansCBN Approved Lenders

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20+

Lenders compared with real rates

2026

Updated rates and CBN status