Nigerian entrepreneur with mobile phone

Photo: Pexels

Loans Without Collateral in Nigeria

Updated April 2026 — CreditNaija

# Loans Without Collateral

Most digital lenders offer unsecured loans. All you need is your BVN and bank statements.

[Compare unsecured loans →](/compare/loans)

Frequently Asked Questions

Can I get a loan without collateral?

Yes — most fintech apps like Carbon, FairMoney, and Branch don't require collateral.